When it comes time to invest their hard-earned money, consumers are largely on their own. Most people have to rely on their own research and intuition to seek out potentially profitable - and comparatively safe - investment vehicles. They are also responsible for deciding how their 401(k) plan money should be invested, and when and how to take their pensions. Investing on Your Own: A Commonsense Way to Make Your Money Grow will help simplify the tricky and complex areas of personal finance and investing.Appropriate investment philosophies for retirement planning, funding a college education, and other needs are clearly presented. None of these investment strategies are get-rich-quick schemes. Rather, they represent a down-to-earth approach to investing which helps minimize some of the most common risks that individuals face. Read Less