This text, now in its tenth edition, is clear and concise with shorter chapters that allow for flexible course organization without compromising coverage. Designed as a mid-level approach to personal financial planning, this text is written in a conversational style with many real-life examples. The life-cycle approach, practical applications, and decision-making focus are reinforced with expert advice, helpful tools, and real-life examples.
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This long-enduring textbook, now in its 10th edition, presents students with a framework and the tools for preparing personal financial plans. It emphasizes the dynamics of the planning process by considering the impact of major life changes, including marriage, divorce, and career changes. The book begins with a discussion of the field's foundation, then goes on to address the management of basic assets, credit, insurance needs, investments, and retirement and estate planning. Gitman teaches finance at San Diego State University; Joehnk taught finance at Arizona State University. Though the book has been available since April 2004, the copyright date is listed as 2005. Annotation ©2004 Book News, Inc., Portland, OR (booknews.com)
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